Kotak Mahindra Bank—Credit Analyst-SUPPORT SERVICES-Credit

Job description

Description: Credit Analyst –BFIG Credit Grade: M3 Location: Mumbai Job Role - Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies. - Credit risk assessment of securitisation transactions (PTCs) - Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials. - Doing client calls to understand their business model and risk management policies. - Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans. - Ensuring that loans adhere to program, compliance, due diligence and industry requirements. - Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients. - Escalate with action plan for non-compliances - Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits Job Requirements - CA / MBA with at least 1-3 yrs relevant segment. - Good understanding of Accounting Standards, Balance Sheet Analysis. - Knowledge of RBI regulations, SEBI and other statutory bodies requirements. - Good interaction and communication ability. - Excellent verbal, written communication & presentation skills.