Kotak Mahindra Bank—Operations Team Member-AFD SERVICES-RA Operations

Job description

Description: Job Description – Team member Loan disbursement and Maintenance activity Key Responsibilities: - Application Review: - Review loan applications and supporting documents from borrowers to ensure completeness and accuracy. - Data Entry: - Ensuring on adherence of all internal process check list, co-ordinating with sales team to get the queries resolved. - Validation of loan prospect details in salesforce application with documents and boarding of loan into core application - Updation of multiple parameter like insurance details, asset details, repayment details and other critical details in core application - Compliance: - Ensure that all loans comply with bank process notes and guidelines. - Timeline Management: - Monitor timelines for loan processing to ensure that loans are processed in a timely manner and meet closing deadlines. - Control MIS action: - Preparation of daily outward and inward file for all the file movement - Updation of CERSAI and ROC’s - Updation of customer KYC details in bank application - OD limit management: - Validating the document and OD requirement basis the LLI sheet and setting of OD limit in finacle application. - Updation of bank level exposure of customer in glems application. - Maintenance activity - Handling customer request to make necessary changes in customer CRN - Handling customer request to adjust part payments in loan - Handling customer request in processing excess refund in loan account - Handling customer in reversal of charges - Customer receipt accounting in core application - Problem-Solving: - Address any issues or challenges that arise during the processing of loans, working to resolve them efficiently. Skills and Qualifications: - Education: Requires a degree in finance, business, or a related field can be beneficial. - Experience: Previous experience in mortgage processing or related fields is often preferred. - Technical Skills: Proficiency in mortgage processing software and Microsoft Office Suite. - Attention to Detail: Strong analytical skills with an emphasis on accuracy in documentation. - Communication Skills: Excellent verbal and written communication skills for effective interaction with clients and colleagues. - Organizational Skills: Ability to manage multiple loans and tasks simultaneously while adhering to deadlines.