Kotak Mahindra Bank—Credit Manager-Two Wheeler Finance-Credit

Job description

Description: Job Role § To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. § Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. § Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. § Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same. JOB REQUIREMENTS Skills/Knowledge prerequisites § Knowledge of the location / area is an essential criteria. § Well versed in the local language apart from Hindi and English. § Good knowledge of interpreting financial trends. Educational Qualifications § Qualifications: CA or MBA with specialization in Finance. Experience Profile Upto two years of work experience.