Kotak Mahindra Bank—National Technical Manager-Loan Against Property (LAP)-Technical

Job description

Description: The National Technical Manager will lead the technical valuation function across India for high-value LAP portfolios. This includes managing a team, coordinating with external agencies, ensuring accurate property valuations, and advising credit teams on collateral acceptability. Requirements: Degree in Civil Engineering or related field (preferred). Responsibilities: Key Responsibilities: - Leadership & Team Management - Lead a nationwide team of regional and area technical managers. - Build and develop a technically strong team with deep market knowledge. - Review and approve technical valuation reports. - Ensure fair property rates, proper documentation, and compliance with local construction norms. Agency Management & Site Visits: - Identify, empanel, and manage external valuation agencies. - Monitor agency performance (TAT, quality, service levels). - Personally inspect large or complex properties. - Prepare and validate valuation reports for high-value assets. - Act as a technical advisor to credit teams for collateral-related queries or disputes. - Regularly interact with brokers and valuation firms. Stay updated on property prices and regulatory changes