Kotak Mahindra Bank—Relationship Manager-COMM BANKG-DEALER BUSINESS GROUP-Business Development

Job description

Description: The candidate would be handling Jharkhand and Bihar Location and based out at Jamshedpur He would be mainly catering to the customer working in segments like Transportation and Logistics, Automobile Dealers, Warehousing segment His work profile would include understanding customer’s requirement and selling various Working Capital Products like CC, OD, BG, LC, LCBD, SIF, WCDL etc. as per their needs and servicing them including timely renewal of accounts and liasoning with the customer for meeting various compliance norms like timely submission of Stock Statement, Completion of Stock Audit, Submission of Fx declaration wherever applicable, timely servicing of Interest/EMI, timely DRS closure, OOO servicing and meeting to various credit stipulated condition Candidate would also be responsible to generate maximum profitability in an account by cross selling various products like CASA, Insurance (KGI, KLI), CMS etc. Candidate would be handling independently in the location and would be generating leads through Self-sourcing, through RL Branch, through DSA & In-house through CV Retail team. He would be logging the case in CLOS and liaison with Credit for resolution of all the queries and post sanction would handle all the disbursement documentation and loading of limits, liaison with Technical Team for Property Valuation, liaison with Legal team & Empanelled Advocate for Property Searching and Mortgage and liaison with Ops Team for loading of limits. He would be maintaining requisite MIS required for performing his duties and meeting to various compliance norms