Kotak Mahindra Bank—Portfolio Manager-CREDIT CARD-Recovery Area

Job description

Description: JD : Portfolio Manager - To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. - Work closely with Branch Banking teams for new customer addition. - To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. - To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. - Focus to continually increase the Book size and profitability of the assigned portfolio. - To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. - To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market - Maintain high caliber client service. - Improve efficiency by monitoring & overseeing continuous improvement of processes - Constantly have a rapport with the operating units to customize and develop solutions