Kotak Mahindra Bank—Credit Manager - Tractor and Crop Finance-Tractors and Farm Equipments (TFE)-Credit

Job description

Description: Detail Job Description: - Check KYC, application form, land document, vehicle documents and vehicle photo, HP document, valuation, and FI reports. - Evaluate potential and existing customer creditworthiness by analyzing CIBIL, dedupe, repayment history, FI report, and other financial documents. - Adhere Company Policies to reduce financial risk. - Coordinate with sales team for file queries and other requirements to balance growth with secured credit terms. - Monitor overdue collections and work on lower days sales collections. - Infant Data calling and ensure its collections to be done. - Train new employees regarding Policy, system, credit assessment.