ABB—Credit Specialist

Job description

Description: At ABB, we help industries run leaner and cleaner—and every person here makes that happen. You’ll be empowered to lead, supported to grow, and proud of the impact we create together. Join us and help run what runs the world. This Position reports to: Accounting & Reporting Manager - Account Roles and responsibilities: - Manage credit operations across 70+ countries with 65,000+ customers, with authorization limits up to 200K USD (large), 100K USD (medium), or 50K USD (small countries) - Assess creditworthiness and credit ratings for new customers and conduct annual/monthly reviews for existing customers in assigned portfolio - Analyze financial and non-financial information to develop credit profiles, make recommendations, and support business partnerships - Monitor customer portfolios, manage credit limit exceedances, and coordinate with sales and business teams on credit issues and escalations - Participate in Credit Circle sessions with global stakeholders including Global Credit Risk Management leadership and process owners - Ensure compliance with Global Credit Policy and provide feedback on risk mitigation practices across ABB - Support system implementation and process improvements in collaboration with SAP4HANA specialists and credit management tools Qualification for the role: - 1-3 years of experience in credit analysis, credit control, or similar Credit Specialist roles within a global organization. - Bachelor’s or Master’s degree in Finance, Banking, Accounting, Financial Audit, or a related field. - Strong ability to analyze financial statements, including P&L, Balance Sheet, Cash Flow Statements, and credit bureau reports. - Excellent analytical, communication, and interpersonal skills with the ability to present and explain credit risks effectively. - Experience in credit risk assessment and governance, ensuring receivables are secured and risks are appropriately managed. - Proven capability to collaborate with business stakeholders and cross-functional teams in a dynamic, fast-paced environment. - Demonstrates high accuracy, attention to detail, proactive mindset, and continuous improvement focus, including credit process enhancement. - Fluent English communication skills are required; knowledge of European languages, SAP S/4HANA, and professional credit risk certifications are advantageous More about us ABB Finance is a trusted partner to the business and a world-class team who delivers forward-looking insights that drive sustainable long-term results and operates with the highest standards. We value people from different backgrounds. Apply today for your next career step within ABB and visit www.abb.com to learn about the impact of our solutions across the globe. #MyABBStory It has come to our attention that the name of ABB is being used for asking candidates to make payments for job opportunities (interviews, offers). Please be advised that ABB makes no such requests. All our open positions are made available on our career portal for all fitting the criteria to apply. ABB does not charge any fee whatsoever for recruitment process. Please do not make payments to any individuals / entities in connection to recruitment with ABB, even if is claimed that the money is refundable. ABB is not liable for such transactions. Location Division Publication Start Date For current open positions you can visit our career website https://global.abb/group/en/careers and apply. Please refer to detailed recruitment fraud caution notice using the link https://global.abb/group/en/careers/how-to-apply/fraud-warning ABB Group | Helping industries outrun – leaner and cleaner | ABB Global technology leader in electrification and automation. ABB helps industries run at high performance, while becoming more efficient, productive and sustainable. Building a cleaner, smarter future takes all kinds of minds: the curious, the courageous, and the creative. We welcome people from all backgrounds and experiences. Ready to make an impact? Apply today or visit www.abb.com to learn more about the impact of our solutions across the globe. Recruitment Fraud Warning ABB never asks for payment from job applicants. All genuine job offers follow a formal application and interview process. View current job openings and apply at: https://careers.abb/global/en/home For more information, read our full fraud warning notice at: https://global.abb/group/en/careers/how-to-apply/fraud-warning Skills: credit analysis, credit risk assessment, financial statement analysis, credit control, portfolio management, credit rating, process improvement, compliance management, stakeholder management, cross-functional collaboration, presentation skills, credit process enhancement, credit bureau report analysis, receivables management, english fluency, credit risk certification