Kotak Mahindra Bank—Credit Manager-SUPPORT SERVICES-Credit

Job description

Description: Role - Credit Manager - KMPL Support Services-Credit Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role - To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. - Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. - Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. - Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same. Job Requirements Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local language apart from Hindi and English. Good knowledge of interpreting financial trends.