Tata Capital—Loan Officer - Retail MFB - Sales - Basavakalyan - Mahendrakar Complex - J Grades

Job description

Description: 10563 - To ensure the achievement of disbursement targets with minimum delinquency - Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. - Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. - Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. - Disbursement, repayment and delinquency management, achieving daily / weekly collections targets - Makes a close follow up of the disbursed loans, especially of the ones not paying on time. - Undertake regular field visits, Centre Meeting and loan applicants - Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. - Build strong client relationships both internally and externally and build a strong brand identification with potential customers. - Ensuring weekly / daily meetings & visit to centre - Fresher to maximum of 5yrs exp + as a sales officer in microfinance business - Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills - Relationship management, Business sourcing - Flair for sales - Understand critical attributes of customer service Education Graduate in any discipline