AU Small Finance Bank—Product Manager Two Wheeler

Job description

Description: Group Company: AU Small Finance Bank Limited Designation: Product Manager Two Wheeler Office Location: Position description: #*Position description*# Primary Responsibilities: #*Primary Responsibilities*# Additional Responsibilities: #*Additional Responsibilities*# Reporting Team - Reporting Designation: #*Reporting Designation*# - Reporting Department: #*Reporting Department*# Educational qualifications preferred #*Education and Experience*# - Category: #*Category*# - Field specialization: #*Field specialization*# - Degree: #*Degree*# - Academic score: #*Academic score*# - Institution tier: #*Institution tier*# Required Certification/s: #*Required Certification/s*# Required Training/s: #*Required Training/s*# Required work experience - Industry: #*Industry*# - Role: #*Role*# - Years of experience: #*Years of experience*# Job Brief:- AU Small Finance Bank Limited is seeking a seasoned professional to lead the development and management of our two-wheeler loan products within the Product Management & Communication department. This role demands a strategic thinker with deep expertise in financial services product lifecycle management, specifically tailored to two-wheeler financing solutions. The successful candidate will drive product innovation, ensure regulatory compliance, and collaborate cross-functionally to enhance customer acquisition and retention. This position requires a strong understanding of market trends, customer needs, and competitive landscape to deliver profitable and customer-centric products that align with the bank’s growth objectives. Responsibilities:- - Lead end-to-end product lifecycle management for two-wheeler loan products, including ideation, development, launch, and post-launch performance analysis. - Conduct comprehensive market research and competitive analysis to identify opportunities and threats in the two-wheeler financing segment. - Collaborate with risk, compliance, marketing, and sales teams to ensure product offerings meet regulatory standards and align with business goals. - Develop detailed product roadmaps and business cases to support strategic decision-making and resource allocation. - Monitor product performance metrics and customer feedback to drive continuous improvement and innovation. - Manage stakeholder communication and coordinate cross-functional teams to ensure timely delivery of product initiatives. - Design and implement pricing strategies, credit policies, and underwriting guidelines specific to two-wheeler loans. - Stay updated with industry trends, regulatory changes, and emerging technologies to maintain product competitiveness. - Support training and enablement programs for sales and customer service teams to enhance product knowledge and customer experience. - Prepare detailed reports and presentations for senior management to inform strategic planning and investment decisions. Skill:- - Product Lifecycle Management - Market Research and Competitive Analysis - Financial Modeling and Pricing Strategy - Regulatory Compliance and Risk Management - Cross-functional Team Leadership - Customer Segmentation and Targeting - Data Analysis and Performance Metrics - Credit Policy Development - Stakeholder Communication - Project Management - Business Case Development - Customer Experience Enhancement Preferred Qualifications:- - Bachelor’s degree in Business Administration, Finance, Economics, or a related field; MBA or equivalent advanced degree preferred. - Minimum 5-7 years of experience in product management within the financial services industry, with a focus on vehicle financing or retail lending products. - Proven track record of successfully managing and launching financial products in a regulated environment. - Strong analytical skills with proficiency in data-driven decision making and financial modeling. - Excellent communication, leadership, and stakeholder management abilities. - In-depth knowledge of regulatory frameworks governing vehicle loans and consumer finance in India. - Experience working in a fast-paced banking environment with cross-functional teams. Key Performance Indicators: #*Key Performance Indicators*# Required Competencies: #*Required Competencies*# Required Knowledge: #*Required Knowledge*# Required Skills: #*Required Skills*# Required abilities - Physical: #*Physical*# - Other: #*Other*# Work Environment Details: #*Work Environment Details*# Specific requirements - Travel: #*Travel*# - Vehicle: #*Vehicle*# - Work Permit: #*Work Permit*# Other details - Pay Rate: #*Pay Rate*# - Contract Types: #*Contract Types*# - Time Constraints: #*Time Constraints*# - Compliance Related: #*Compliance Related*# - Union Affiliation: #*Union Affiliation*#