Kotak Mahindra Bank—Team Collections Manager · Tractors and Farm Equipments (TFE)-Recovery-Soft bucket · Raipur

Job description

Description: We are seeking a high-energy and self-motivated Team Collections Manager to lead recovery efforts in the Tractors and Farm Equipment (TFE) segment. The role involves managing a team, coordinating with internal departments, and ensuring effective recovery of working capital loans in the MSME sector. The ideal candidate should possess strong interpersonal and people management skills, be tech-savvy, and demonstrate a proactive approach to customer service and collections. Responsibilities: Lead recovery efforts for working capital loans in Agri-related and MSME industries Ensure quality portfolio management and effective resolution of overdue accounts Collaborate with internal teams including credit, legal, operations, treasury, and branch banking for seamless recovery processes Maintain strong follow-up and customer engagement to ensure timely collections Coordinate with trade finance, CMS, and other departments to support customer needs Manage client expectations and support risk mitigation strategies Source new customers and maintain monthly disbursement targets (ticket size ₹2–₹25 crore) Meet and engage with new leads, financial consultants, and channel partners regularly Ensure compliance with audit norms and internal policies Maintain accurate documentation and reporting of recovery activities Operate with the mantra of “Speed, Scale, and Skill” in all recovery and service efforts