IDFC FIRST Bank—Portfolio Manager - Farmer Finance

Job description

Description: Job Requirements Job Requirements Role/ Job Title: Portfolio Manager – Farmer Finance Function/ Department: Agri Business Job Purpose: Portfolio Hygiene parameters to ensure no overdue or breach of key portfolio matrices. Portfolio retention and enhancement of exiting limits of customers Interest servicing and regular renewal and review of limits of customers Cross sell products to Agri customers Roles & Responsibilities: - Managing Agri Portfolio, ensuring portfolio hygiene - Interest servicing, Churning, Review & Renewal, Enhancement, and retention of good credit customers and exit of subpar customers from portfolio. Secondary Responsibilities: - Deepen relationship with customer and proactively own, respond, uncover and anticipate future needs and expectations. - Introduces solutions to clients in building and strengthening an effective portfolio. - Work closely with Credit, Ops and Product on enhancement, retention, Exit of customers. - Identifies cross-sell opportunities to deepen and increase share of wallet. - Generate NTB leads from existing customers. Managerial & Leadership Responsibilities: - Building collaborative work culture between credit, RM-KCC, Ops etc. Education Qualifications: Graduation: Any Graduate (Agri Graduates Preferred) Post Graduation: Any Post Graduate (Agri Graduates Preferred) Professional Degrees: CA/ CFA/ ICWA Experience: 5 - 10 years of relevant experience Skills: customer relationship management, lead generation, product knowledge, credit underwriting, financial forecasting, product performance tracking, user experience design, data analysis, credit scoring, personal branding, financial planning, product lifecycle management, asset management, problem solving, customer requirements analysis, learning agility, credit risk management, debt restructuring, developing people, data interpretation, financial modeling, sales/account management, communication & influence, digital literacy, cross selling