IDFC FIRST Bank—Senior Business Risk Analyst - Supply Chain Finance

Job description

Description: Job Requirements Role/ Job Title: Senior Business Risk Analyst - Supply Chain Finance Business: Wholesale Banking Function/ Department: Transaction Banking Job Purpose : 'Senior Business Risk Analyst - Supply Chain Finance is responsible for preparing SCF proposals, identifying/ analysing and mitigating risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency. Roles & Responsibilities: '• At a region level responsible to ensure timely sanction and on-boarding of SCF proposals originated by Regional Trade & SCF Sales team. • Liaoning with SCF & Trade Sales team, Coverage RMs and Anchor/ Dealer/ Vendor clients to source necessary information for preparing SCF Credit Appraisal Memo (CAMs) for Anchor & Dealer/ Vendor new SCF facility sanctions and renewals of existing SCF facilities. • Analyse financial and non-financial risks in Anchor proposals and Dealer/ Vendor proposals in supply chain finance programs and work with Product team and Credit/ Risk team for timely sanction of SCF facilities. • Support audits and compliance reviews for supply chain programs. • Assist in developing and maintaining supply chain finance risk assessment framework and procedural manuals. Participate in product development from a risk lens – ensuring new programs meet the risk appetite. • Identify process gaps and work with Product team to streamline process to improve TATs for sanction of SCF facilities and on-boarding of SCF clients. • Track performance of approved programs and trigger reviews based on portfolio movements. Monitor key risk indicators (KRIs) for early warning signals. 'Review proposals submitted by Analysts for accuracy and compliance All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review. Assign tasks to zone-level analysts and monitor execution. Continuous review of regional risk metrics and early warning signals Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction Secondary Responsibilities : 'Work in tandem with Product team, Risk Team and CAD team to streamline the risk assessment framework and sanction process Managerial & Leadership Responsibilities: 'Review proposals submitted by Analysts for accuracy and compliance All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review. Assign tasks to zone-level analysts and monitor execution. Continuous review of regional risk metrics and early warning signals Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction Qualifications - Graduate Degree - Any Post Graduate Degree - MBA/CA Skills: supply chain finance, risk analysis, regulatory compliance, financial risk assessment, credit appraisal, audit support, risk assessment framework development, loss event analysis, digital literacy, control effectiveness review, risk appetite frameworks, personal branding, problem solving, drive & rigour, learning agility, team management, stress testing, enterprise risk management, customer orientation, developing people, process improvement, portfolio management, stakeholder management, task assignment, performance tracking, risk metrics monitoring, product development, operational efficiency, team leadership, cross-functional collaboration