IDFC FIRST Bank—Product Manager - Affordable Mortgages Loans

Job description

Description: Job Requirements Role/ Job Title: Product Manager – Affordable Mortgage Loans Business: Affordable Mortgages Loans Function/ Department: Affordable Mortgages Loans Job Purpose 'The Product Manager – Affordable Mortgage Loans will be responsible for managing the end-to-end lifecycle of the Affordable HL & LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai at Naman Chambers, the role involves strategic oversight of product development, process optimization, market analysis, and P&L management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market. Roles & Responsibilities 'Primary Responsibilities • Develop ongoing market insights and identify sector trends. • Evaluate competitor offerings and conduct SWOT analysis to uncover opportunities. • Configure product features and positioning based on market dynamics. • Conduct post-launch product audits and competitor re-evaluation. • Analyse product and portfolio performance metrics. • Refine pricing structures and adjust marketing and promotional strategies. • Assess channel performance and rationalize product portfolios. • Design innovative and seamless customer journeys. • Customize and digitize loan processes and system platforms. • Determine product pricing using market research and cost analysis. • Analyze the PnL, To find relevant trends and shar the same with stakeholders Secondary Responsibilities '• Develop and deliver training modules for internal teams. • Coordinate with support verticals and stakeholders for smooth product operations. • Maintain MIS and product decks for periodic reviews. • Engage with sales teams daily to drive disbursal volumes and maximize reach. Educational Qualification: Graduate/Post Graduate Experience: 2 to 5 Years Skills: product management, market analysis, p&l management, process optimization, portfolio management, competitor analysis, product development, financial forecasting, product performance tracking, market research, customer experience, user experience design, personal branding, digital transformation, product lifecycle management, pricing strategy, problem solving, learning agility, customer segmentation, developing people, loan origination