Tata Capital—Manager - Credit - Mumbai - Lower Parel - MM*

Job description

Description: Major Deliverables: - Preparation of Credit appraisal note and In-principle notes/presentations. - Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc. - Building knowledge base by engaging with internal as well as external parties - Preparation of financial models and tracking of key operating parameters in the infrastructure sectors - Tracking development in sectors under coverage Specialized job competencies: - Understanding of financial statements, and financial analysis of corporates / mid-corporates - Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time bringing out all the key aspects of a transaction - Financial modelling skills (MS-Excel) for preparing business plan / financial projections. - Domain expertise in sectors under coverage - Understanding of banking / lending business, and the regulatory aspects in relation to the same - Research oriented approach of working with an eye for detail. - Term sheet Drafting - Identifying key drivers, risks and key issues in the transaction being evaluated, and leading the discussions with client and other stakeholders (LIE, rating agencies, etc) for understanding key aspects/risks of the transaction, and obtaining suitable clarifications on the same, with the objective of making the transaction bankable. - Presenting the transaction internally to senior management, bringing out the key strengths, risks and mitigants of the proposed transaction, prior to putting up to appropriate committee for final approval.