EY—FS RISK CONSULTING-SFT-CLO-SENIOR

Job description

Description: At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. Structured Finance – Transactions – CLO EY is the only professional services firm with a separate business unit (“FSO”) that is dedicated to the financial services marketplace. Our FSO teams have been at the forefront of every event that has reshaped and redefined the financial services industry. If you have a passion for rallying together to solve the most complex challenges in the financial services industry, come join our dynamic FSO team! The opportunity The Structured Finance Team specializes in addressing varying needs of market participants in the securitization marketplace across asset classes, including asset- backed securities (ABS), commercial mortgage- backed securities (CMBS), residential mortgage- backed securities (RMBS) and collateralized loan obligations (CLO). The securitization market is a dynamic marketplace, continuously evolving with new regulations and technological advances every day. This a great opportunity to work in this fast-paced transaction business, support diverse engagement teams, work with a wide variety of clients and lead business development activities on strategic and global priority accounts. Your Key Responsibilities The primary role of the SFT transaction team is to perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully. - Checking the accuracy of our financial models by comparing calculations to the governing documents - Creating cashflow/analytics models for securitized products, including but not limited to CDOs/CLOs (Collateralized Debt Obligations/Collateralized Loan Obligations) - Transaction modeling and analytics, which involves cash flow modeling, recalculating certain collateral quality and concentration limitations set out in each transaction’s indenture, including bond principal and interest payments, credit-enhancement, hedging instruments, fees and waterfalls for structured deals - Construct independent cash flow and collateral models for various structured products utilizing Microsoft Excel - Create and update detailed agreed upon procedure reports summarizing our results - Comprehensive and methodical interpretation of prospectus/indenture information and deal structural features including but not limited to collateral, waterfall, triggers, hedges, paydown rules, loss allocation rules, and the ability to extract other pertinent information from prospectuses and indentures - Perform various analyses on complex excel and third party models (Like Bloomberg, various Rating Agency Portal, Markit etc.) for the valuation of Structured Products - Establish relationships with client personnel at appropriate levels. Consistently deliver quality client services. Monitor progress, manage risk and ensure key stakeholders are kept informed about progress and expected outcomes - Demonstrate in-depth technical capabilities and professional knowledge. Remain current on new developments in advisory services capabilities and industry knowledge. - Maintain awareness of emerging AI and data-extraction capabilities and their potential application to document review, while recognizing current processes, control and confidentiality requirements.   Skills and attributes for success - Strong analytical thinking, attention to detail and commitment to high-quality client deliverables. - Ability to interpret complex financial and legal documentation and connect document terms to structured data. - Clear written and verbal communication, including concise issue articulation and client-ready reporting. - Collaborative mindset, professional integrity and confidence working with global stakeholders. - Curiosity and learning agility, including interest in understanding where AI and automation may add value while professional judgment remains decisive. - Awareness of AI limitations, source traceability, confidentiality and responsible-use principles. development goals. To qualify for the role, you must have - A bachelor's degree in Accounting, Finance, Economics, or a related discipline and approximately 2 years of related work experience; MBA or equivalent preferred - Proficiency in Microsoft Excel, Word and PowerPoint, including data reconciliation, formulas and structured analysis. - Awareness of generative AI, machine learning or intelligent automation concepts, including their potential applications, limitations and responsible use. - Exposure to data, automation or emerging technology tools is desirable. Examples may include advanced Excel, Power Query, Power BI, Python, SQL, workflow automation or approved AI assistants. - Strong prioritization skills and flexibility to support client deadlines and role-based shifts when required. Ideally, you’ll also have - Prior structured finance, securitization, commercial real estate lending or transaction due-diligence experience. - Exposure to CLO Payment Date Verifications, Indenture, Offering Memorandum. - Exposure to, or interest in learning about, AI, document extraction, anomaly detection, reconciliation, QA or workflow-automation solutions. - Awareness of responsible-AI principles, data privacy, information security, explainability and the importance of human oversight. What we look for We look for professionals who combine structured finance knowledge with curiosity about technology, analytics and emerging AI capabilities. Successful candidates will embrace continuous learning, use technology thoughtfully and translate complex findings into clear actions for clients and engagement teams What we offer EY Global Delivery Services (GDS) is a dynamic and truly global delivery network. We work across six locations – Argentina, China, India, the Philippines, Poland, and the UK – and with teams from all EY service lines, geographies, and sectors, playing a vital role in the delivery of the EY growth strategy. From accountants to coders to advisory consultants, we offer a wide variety of fulfilling career opportunities that span all business disciplines. In GDS, you will collaborate with EY teams on exciting projects and work with well-known brands from across the globe. We’ll introduce you to an ever-expanding ecosystem of people, learning, skills, and insights that will stay with you throughout your career. - Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next. - Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way. - Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs. - Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.