Deutsche Bank—Business Analyst/AI Translator, Credit Risk

Job description

Description: Job Description: Job Title: Business Analyst/AI Translator, Credit Risk Corporate Title: AVP Location: Mumbai, India Role Description - You will be working with the Risk Innovation & Change Team within Deutsche Bank's CRO function, a team responsible for driving strategic & regulatory transformation and process re-engineering across the End-to-End (E2E) credit life cycle. - This role is at the forefront of a CRO (Chief Risk Office) wide initiative to enhance and automate E2E workflows by embedding Artificial Intelligence (AI) into our core processes. You will be instrumental in translating complex business needs into effective AI prompts and instructions, working closely with business and technology colleagues to define the vision, operating model, and requirements for our AI-driven future. - You will support the CRM AI Lead/Change Execution Director and work with delivery teams across Risk, Group Strategic Analytics (GSA) & Technology. You will be responsible for AI development within projects, including writing and testing effective prompts, analysing and iterating on AI-generated outputs, and continuously improving them to align with the optimal target state, supported by feedback from key subject matter experts (SMEs). What we’ll offer you As part of our flexible scheme, here are just some of the benefits that you’ll enjoy, - Best in class leave policy. - Gender neutral parental leaves - 100% reimbursement under childcare assistance benefit (gender neutral) - Sponsorship for Industry relevant certifications and education - Employee Assistance Program for you and your family members - Comprehensive Hospitalization Insurance for you and your dependents - Accident and Term life Insurance - Complementary Health screening for 35 yrs. and above Your key responsibilities - Business Requirement Elicitation & AI Translation: Engage with SMEs to analyze new use cases, elicit business requirements, and convert them into clear, effective AI prompts and instructions. - AI Pipeline Management & Output Iteration: Operate and refine AI pipelines, continuously improving output based on SME and business partner feedback. - Project Delivery & Accountability: Be responsible and accountable for the delivery of agreed project outputs to the agreed time, quality, and scope parameters, managing the activity of Credit SMEs, technical experts, and analysts. - AI Quality Monitoring & Process Improvement: Oversee AI performance, monitor output quality, design AI-embedded processes, track adoption, and drive continuous enhancements. - Documentation & Compliance: Document AI-driven workflows and control checks in line with Model Risk Management (MoRM) requirements to ensure compliance and support validation/testing. - Testing Strategy & Execution: Design and implement/support robust testing strategies for AI solutions, leveraging expertise in MoRM principles. - Stakeholder Management & Communication: Drive communication between business divisions and solution providers, prepare presentations for senior management, and maintain strong relationships with program sponsors and stakeholders to align on process design and delivery priorities. Your skills and experience Education and Experience - University degree in Business Administration, Technology, Engineering (or comparable qualification) - 6-8 years of combined professional experience in the financial industry, with a strong emphasis on the following areas: - Credit Risk Management: Deep subject matter expertise in credit risk functions, including end-to-end credit lifecycle processes, risk assessment, and regulatory frameworks. - AI/Technology Implementation: Demonstrable experience as a business analyst or a similar role driving technology-driven change. Direct experience with AI, machine learning, or large language model (LLM) implementation projects is highly desirable. - Project Management: Proven track record of supporting or managing complex, large-scale projects, preferably using Agile methodologies, from inception to delivery. - Hands-on experience in translating complex business requirements into technical specifications, with a specific focus on developing and refining prompts for AI or generative AI systems. - Proven experience in business adoption and navigating regulatory approval processes for new technologies or systems. Competencies - Financial & Business Acumen: Expertise in credit risk concepts, including an end-to-end understanding of credit workflows & processes - AI Translation & Prompt Engineering: Demonstrable ability to convert complex business needs into effective AI prompts and iteratively improve outputs to achieve desired results. - Data Interpretation & Analysis: Strong analytical and problem-solving skills with the ability to analyse diverse data sources, manipulate large datasets, and validate AI-generated results. - Risk Management & Compliance Documentation: Trained on MoRM principles with experience in documenting workflows for validation and testing; proven ability to assess and mitigate program risks and dependencies. - Stakeholder Management & Communication: Excellent English written and communication skills, with the ability to effectively communicate with a diverse range of stakeholders, including senior management, SMEs, and business partners. - Process Management: Proficient in understanding AI-embedded processes, facilitating adoption, and driving continuous improvement in a complex, matrixed organization. - Ability to work well under pressure with tight deadlines and challenge stakeholders to ensure the delivery of efficiencies. Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs. How we’ll support you - Training and development to help you excel in your career. - Coaching and support from experts in your team. - A culture of continuous learning to aid progression. - A range of flexible benefits that you can tailor to suit your needs. About us and our teams Please visit our company website for further information: https://www.db.com/company/company.html We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.