Kotak Mahindra Bank—Credit Manager-Small Business Enterprise-Credit

Job description

Description: JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. • Visiting customers for personal discussions and deal structuring • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained • To evaluate proposals of customers for Home Loans, Loan against Property • Decision making within defined TAT • Understanding of property related aspects (like legal title and market value of the property) is an added advantage • Coordinating with sales, operations, legal, technical and customer service Job Requirements: • Qualification- CA with relevant underwriting experience • Job Knowledge – o Technical underwriting experience o Analytical skills • Skills & Experience – o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.