Kotak Mahindra Bank—Area Credit Manager-Business Loans-Credit

Job description

Description: - The key responsibilities of the role will be as follows: - Assessment of credit worthiness of potential customers. Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security. Preparing detailed credit appraisal memo to Approving authorities and ability to handle proposals individually and defend in the - Work closely with the Business Team. - Responsible for the end-to-end monitoring of the portfolio - Gradually move into the role of team handling for credit managers. - Ensuring regulatory compliance of the proposal with internal and external guidelines/requirements. - Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reporting. Candidate Profile - Preferably 10 years of experience in Banks / NBFCs in a Credit role - Good analytical & managerial skills. - Good Communication and proposal writing Skills. Key Skills - Credit underwriting - Credit appraisals - Risk profiles