Area Credit Manager - Secured Business Loans (Micro LAP) - Anantapur - M & M Arcade - JM
- Location Anantapur, Andhra Pradesh, India
- Experience ~5-10 yrs
- Job type Full-time
- Posted 9 Oct 2026
You will be taken to Tata Capital’s own careers page to apply. Job ID 55063.
Job description
Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Understanding process and policies and implementing the same to ensure smooth transactions
Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
PDD Management- controlling and tracking PDDs through proper MIS for the location
Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
Good communication and report writing skills
Basic knowledge of Banking