Credit Manager - Loan Against Property - Vikas - Madurai - Sajai Mall - JM
- Location Tamil Nadu, India
- Experience ~5-10 yrs
- Job type Full-time
- Posted 12 Oct 2026
- Qualification Master's
You will be taken to Tata Capital’s own careers page to apply. Job ID 55141.
Job description
10337
To underwrite and manage the portfolio in assigned branch/location
Responsibilities
Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties