Location Nungambakkam Chennai, Chennai, Tamil Nadu, India (2570), Balfour Road Kilpauk Chennai, India (2690), Mount Road Chennai, India (2620), Vakkil New Street Madurai, Madurai, India (4158), Saibaba Colony Coimbatore, Coimbatore, India (2708), Kakkalur Village Thiruvalur, Thiruvallur, India (4118), Kannur, Kerala, India (4209), Madipakkam Chennai, India (4161), K K Nagar, India (2973), Chennai Road Sriperumbudur, Kanchipuram, India (4116), R A Puram, India (2969), Teynampet, India (2974), Muthanna Nagar Vellore, Vellore, India (4117), Tambaram West Chennai, India (4203), Nanganallur, India (2972)
You will be taken to the employer’s own careers page to apply.
Job details
Job ID
Job13813
Job description
Group Company: AU Small Finance Bank Limited
Designation: Money Officer
Office Location
Position description: Handle front-desk banking operations, ensure timely service delivery, and resolve customer queries efficiently. Support sales through product promotion, need identification, and cross-selling of banking services.
Primary Responsibilities
1. Accept and process retail/commercial deposits, withdrawals, loan payments, and CASA account transactions.
2.Maintain and reconcile cash drawer in accordance with bank policies, ensuring accuracy in cash handling and periodic check batching. 3.Buy/sell currency from the vault as needed to maintain adequate cash levels. 4. Assist with ordering, receiving, verifying, and distributing cash; manage excess cash and mutilated currency handovers. 5. Count, package, and reconcile currency and coins as per bank standards. 6. Support dual-control procedures during cash transactions and vault operations. 7. Handle teller functions related to safety deposit locker access. 8. Ensure all financial transactions comply with operational and regulatory guidelines.
Additional Responsibilities
1. Maintain strict confidentiality of customer and bank information.
2. Answer customer queries and direct unresolved issues to appropriate departments. 3. Participate as a team player in daily operations, coordinating workflow to ensure efficiency. 4. Support branch operations such as bank opening/closing and general customer service. 5. Represent the bank positively to customers and maintain strong professional relationships. 6. Guide customers on digital banking options and assist in onboarding them to digital platforms. 7. Contribute to customer experience enhancement through proactive service and assistance. 8. Maintain and update customer traffic surveys for operational and service improvement.
Reporting Team
Reporting Designation:
Reporting Department:
Educational qualifications preferred
Category:
Field specialization:
Degree:
Academic score:
Institution tier:
Required Certification/s:
Required Training/s:
Required work experience
Industry: BFSI/Telecom/Any Industry
Role: Executive/Officer
Years of experience: 6 to 7
Key Performance Indicators: Cash Handling Accuracy, Transaction Volume, Teller Balancing Rate, Customer Service Score, Average Transaction Time, Cross-Sell Conversion Rate, Compliance Adherence, Queue Time Management, Documentation Accuracy, Digital Banking Support, Dual Control Compliance, Report Submission Timeliness
Required Competencies: 1. ownership and accountability for results 2. Customer-centric mindset and actions 3. adept at handling digital business apps and software 4. hard work and detail-orientation 5. eager to learn and grow as a banking professional 6. positive mindset, ethical and high integrity 7. Bias for Action and Urgency
Required Knowledge: 1. Product/domain knowledge 2. Familiarity with Digital applications 3. Target Market Knowledge - Local Area geography familiarity 4. Ability to do detailed data collection/recording
Required Skills: 1. Professional Communication - Regional language proficiency, verbal and written fluency, soft-spoken 2. Relationship Management - Client-Centric Approach, respectful 3. Business tact & Negotiations - resolving Conflict
Required abilities
Physical: 1. Physical fitness
2. Mental agility 3. Ability to do extensive field travel/work 4. Ability to handle work pressure and demanding clients
Other: 1. track record of past employment
2. Positive reference check and clear civil report
Work Environment Details: 100% - Office
Specific requirements
Travel: Low
Vehicle:
Work Permit:
Other details
Pay Rate:
Contract Types: Permanent
Time Constraints: Flexibile workhours as per business requirement
Compliance Related: 1. Aherence to Code of Conduct policy of the bank
2. Non-disclosure of confidential information about bank, clients 3. Responsible handling of bank assets s.a. ID Card, SIM, Marketing material, digital devices, Receipt book etc. 4. Ensure adherence to all bank policies, procedures, and regulations. 5. Conduct regular audits of tellers' currency for accuracy and compliance.
