WBCG:GSSCA - Head Capital Account Product, Sales and Compliance

WBCG - FIG – Credit Interface & Compliance Head (CM) INTERNAL USAGE: No. of Vacancies:1Reports to: Is a Team leader?NoTeam Size:1

Grade:DM,M,SM,AVP Business:WBCGDepartment: WBCGSub-Department:FIG Location: About Wholesale Banking Coverage Group (WBCG The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil amp; Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities About the Role FIG – Credit Interface & Compliance Head (CM) is responsible for analyzing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk triggers. The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company Key Responsibilities

• Analyze the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals
• Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers
• Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making
• Ensure NPA /restructuring levels for the group are minimized

Qualifications Optimal qualification for success on the job is: · CFA/ CA/ MBA (Finance) from a recognized institute