Financial Analyst

Location Gurugram, HR, India
Experience 3+ yrs
Job type Full-time
Posted 7 Oct 2026

Apply on Official Website

You will be taken to American Express’s own careers page to apply. Job ID 26014918.

Job description

The Regulatory Reporting team delivers Bank Holding Company regulatory reports in accordance with Federal Reserve requirements for American Express Company and its subsidiaries. We perform independent processes to prepare, review and analyze financial information with a key focus on control and compliance and addressing new Federal Reserve requirements, including new reports. We work extensively with our own market financial controllers, subject matter experts, General Counsel’s Office, technology partners, and external regulators. The team is committed to talent development, work / life balance, and timely recognition of team members. This role may be subject to additional background verification checks.

Responsibilities

This position will be a part of the Financial Reporting Cluster. It will primarily support the External Reporting function and will be part of Regulatory Reporting team. The job would entail the following activities:

Preparing the regulatory filing and supporting documentation/schedules.
Ensuring report compliance with Federal Reserve and other regulatory reporting requirements, the Company’s internal review procedures and all other applicable policies and procedures.
Supporting projects to transform the preparation of regulatory reports, including automation and simplificatons.
Supporting the Managers and Director in responding to inquiries of (i) Federal Reserve; (ii) GCO; and (iii) other regulatory related inquiries.

Requirements

These quarterly/monthly filings report certain financial and non-financial information in accordance with the applicable Federal Reserve and other authoritative guidance at both the Consolidated American Express Co. and at the subsidiary legal entity levels. Visit http://www.federalreserve.gov/reportforms/default.com for more information on these filings. Critical Factors to Success

Should have problem solving, planning and analytical skills to facilitate and focus on continuous improvement and innovation. Project management skills and experience will be distinct advantage.
Should have strong results orientation, project management, collaboration and co-ordination abilities. Should be self-driven, self-motivated and have eye for detail.

Put enterprise thinking first, connect the role’s agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders.

Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings

Demonstrate learning agility, make decisions quickly and with the highest level of integrity

Lead with a digital mindset and deliver the world’s best customer experiences every day

Past Experience

US GAAP knowledge & experience

Regulatory/ external reporting experience is preferable

Exposure Liquidity reporting, NSFR or LCR will be a plus

Academic Background At least 3+ years' experience in Accounting/Reporting -Chartered Accountant/CPA preferred -Prior experience with U.S. regulatory/SEC reporting or public accounting a plus. Functional Skills/Capabilities:

Must have good communication and interpersonal skills and be able to interact independently with senior business partners / customers etc.

Reporting and analysis experience will be an advantage. Familiarity with US GAAP and financial accounting experience is preferred.

Self-driven, team player, have analytical skills and inclination for process improvement.

For an internal candidate, knowledge of company policies, businesses, finance processes and systems is desirable

Understanding of financial domain and AXP systems

Technical Skills

Able to understand and enhance the control environment around the filings.
Strong analytical and problem solving skills. Quick learner.

Must be proficient in MS Applications such as Excel, PowerPoint and Word.

The incumbent should be tenured for a minimum of 18 months at Band 30 as on the date of application deadline. Knowledge of Platforms

Oracle, Essbase, RRD architecture